PERSONAL AUTO

Whether you are insuring the family sedan or a luxury vehicle, DEZA INSURANCE AGENCY can help you understand the options that make the most sense for your auto insurance needs. Our comprehensive advice, experience and approach will help you create a well-built protection plan that provides you with comprehensive coverage and exceptional loss management.

PROTECTION FOR YOURSELF AND OTHERS

PROTECTION FOR YOUR AUTO

COMMERCIAL AUTO

If you use your vehicle for business purposes, it is strongly recommended that you consider purchasing commercial auto insurance. The similarities between personal auto insurance and commercial auto insurance are many; in fact, the options are almost identical. The difference is that your personal auto insurance policy will NOT cover you if you are using your vehicle for business purposes. There are some companies that will have an endorsement / option to add commercial or craft use to your private passenger car policy, but this option is for light use only, such as people who are painters or builders. There are also some vehicles that will automatically be placed on a commercial auto policy due to their weight or configuration.

The level of coverage and the type of business you are in is what affects the cost / premium of your policy. Additionally, your drivers' driving records will be a huge factor in the cost of your policy. Some insurance companies also use credit scores to rate their policies.

RECREATIONAL & OTHER VEHICLES

Our experts agents will get the best prices to insured RVs, MOTOR HOMES, TRUCK CAMPERS, BOATS, JETSKIES, MOTORCYCLES, DIRT-BIKES etc.